Workplace Injuries: The Ins & Outs of Filing A Workers’ Compensation Claim vs. A Personal Injury Lawsuit
Workplace injuries can put a strain on an employee both physically and financially. When the injury occurs as the result of the employee carrying out the routine tasks of their job, they may be entitled to receive benefits under their employer’s Workers’ Compensation insurance.
New Jersey law requires all employers to carry Workers’ Compensation insurance to cover employees injured on the job. Exceptions to that requirement include federal employees who are covered under a comparable federal program, and partnerships, sole proprietorships, and LLC members who have no additional employees and qualify for self-insurance.
Workers’ Compensation serves two purposes: providing financial compensation to employees injured while performing their day-to-day job and, in most cases, protecting the employer against lawsuits filed by the employee for the same injury.
New Jersey Injury Lawyers Blog

